Contract
Description
Mobile Money for the Poor (MM4P):
UNCDF manages several initiatives related to digital financial services (DFS), of which the lead programme is Mobile Money for the Poor (MM4P). MM4P addresses the opportunities and challenges of implementing Digital Financial Services (DFS) in LDCs in Africa and Asia with the objective to build an inclusive digital financial ecosystem that offers a wide range of DFS provided responsibly, and at reasonable cost, by sustainable institutions in a well-regulated environment. Specifically, MM4P provides a mix of policy, technical financial support to a range of government and private sector actors in each country, as well as investing in research and other public goods that benefit all market actors. By supporting the development of DFS in these countries, MM4P works to increase the financial security of low income and rural households through access to appropriate, affordable and secure means to receive, manage and save money. MM4P is currently active in eight countries (Benin, Laos, Nepal, Malawi, Senegal, Sierra Leone, Uganda and Zambia). In each of these countries MM4P implements projects that aim to push the needle on financial inclusion through digital financial services.
For more information on the UNCDF MM4P program, see http://mm4p.uncdf.org
MM4P in Zambia:
There has been significant growth in the DFS landscape in Zambia over the life of the programme with the percentage of adults actively using DFS increasing to 18%, up from 4% in 2014. This has been coupled with the increase in the number of providers to 18 including banks, mobile network operators and third-party providers. Despite this growth, dormancy rates among customers are high. This is largely caused by a lack of meaningful awareness and product design processes that do not take into account customer challenges and needs
MM4P’s State of the DFS Market report highlights that many providers reported data for decision making as a key focus area, but also the lack of capacity in the DFS industry.
UNCDF is looking for a Consultant with strong skills in data analytics, reporting, and business reporting to support the efforts of its’ grantees. The consultant will complement UNCDF’s existing investments in technical and financial assistance, improving the grantees capacity in data analysis and in leveraging the insights to improve existing products and practices, and/or create new products with the objective to increase adoption and usage.
Under the direct supervision of the Regional Technical Specialist (RTS), the Data & HCD Consultant will be responsible for improving the grantees capacity in data analysis for the following stakeholders:
- UNCDF Zambia- Annual Provider Survey analysis project.
- UNCDF Zambia-Impact Measurement of Zambia activities.
- UNCDF Zambia – Data design sprint project.
- UNCDF Zambia - Addressing customer dormancy project.
- Bank of Zambia-Data automation project.
- Zambian Aggregators - Aggregator and Application Programming Interface (API) Scoping report.
- Local providers - Data and Human Centric Design Facility.
- The Innovation and Technology Hub Bongohive. Regional innovation platform project for Fintechs.
Duties and Responsibilities
- Conducting data analysis to optimize strategic decision-making, product design and operational processes, using provider data, (secondary) survey data, and other sources of data. The analysis will have a specific focus on:
- Providing technical inputs to the design, implementation, analysis and synthetization of data collection activities and customer focused research.
- Identifying Key Performance Indicators and develop/improve tools (e.g. dashboard) for the provider to monitor performance and identify opportunities of business growth
- Conducting trainings with providers to build internal capacity of provider to ensure sustainability of activities.
All deliverables will require the review and approval of the direct supervisor, the Regional Technical Specialist (RTS).
Target Due Dates
Activities
Deliverables
Estimated Duration (Days) to Complete
Data collection from participating providers
Analyzed APS Data Set
10
Provide inputs to state of the DFS market report draft
Final State of the market report approved by BoZ
5
Provide data inputs and materials needed for the launch of the State of the Market report
Materials for the state of the DFS Market completed.
5
Develop and finalize Provider individual reports
Finalized Individual providers 2-Pager reports
10
Data analysis of customer use-cases
Finalized analysis report of customer use-cases
10
Customer survey based on findings from data
Customer survey conducted, and report finalized
5
Findings and knowledge management
Impact pathways public findings launched
5
Document project closure
Impact Pathways "How to" document completed
5
5 Project implementation meetings. Based on approved plan from BoZ
All meeting materials and deliverables from implementing partner approved.
10
On-boarding and training of partners / providers
All user departments and partners trained by implementing partner
15
Interviews with Aggregators and Providers - APIs
API and Aggregator scoping report finalized .
15
Launch of report
Scoping report launched
5
Data analysis to provide insights in profile of female customers
Data analysis report on female customers
15
Co-facilitate design sprint
Design sprint conducted
10
Provide data analysis to 4 Providers
Commitment letter and analysis finalized
20
Capacity building for provider staff
3 staff trained on data analysis and reporting
15
Providing training of Fintech cohorts
Training sessions conduct for 2 Fintech cohorts
15
Develop data analysis training material
Data Analysis training material developed
5
Project preparation
Project description and plan approved by UNCDF and partner
15
Data Analysis to support activities / interventions for pilot
Report highlighting customer performance / segmentation and activities of intervention
30
Project implementation
Project launched and 6 months of reporting
15
Competencies
- Experience in data analysis related to digital financial services
- Proven ability to extract actionable insights from data
- Strong IT skills, including software related to results measurement and analysis
- Strong analytics and written skills
- Ability to translate complex technical ideas to a non-technical audience in both verbally and in writing.
- Understanding of need for confidentially of information associated with Central bank responsibilities.
Required Skills and Experience
- A master’s degree in technology, economics, public/business administration, social sciences, or related discipline or the equivalent experience is mandatory.
Experience:
- A minimum of five (5) years of progressively responsible experience in data analytics, statistics analysis and reporting is required;
- A minimum of two (2) years dedicated experience (more desirable) in building and administering databases, conducting data analysis, developing analytical reports and dashboards is required;
- A minimum of three (3) years of practical experience working with DFS provider data sets is required.
- Good working knowledge of SQL, Python, R and/or other data analysis programs;
- Working knowledge of current developments in fields of big-data and market research, data collection and analytics, GIS mapping and reporting methods;
- Understanding of issues related to financial inclusion is desirable;
- Work experience in Asia and/or Africa
Language Requirements:
- Fluency in English
Timeline, duration of assignment, duty station and expected places of travel:
- Timeline: 12 months
- Location: Lusaka, Zambia and Offsite with intermittent travel
- Total number of working days for assignment: 240 working days
Travel:
Travel is expected with this role. All travel costs will be covered directly by UNCDF.
Payment of travel costs including tickets, lodging and terminal expenses should be agreed upon, between the respective business unit and Individual Consultant, prior to travel and will be reimbursed.
Please note that UNCDF cannot guarantee residence permits or visas for consultants. Consultants are responsible for securing their work documentation. In the case of national consultants, applicants that are not nationals of the duty station requested will have to prove their residence status.
Please note that consultants residing in the duty station will not be compensated for living expenses.
Provision of Monitoring, Progress Controls & Payments:
- The primary contact for reporting for this TOR shall be the UNCDF MM4P Regional Technical specialist;
- Payment will be made at the end of each phase against satisfactorily achieved deliverables. All payments are subject to the clearance and approval of the MM4P Regional Technical specialist;
- Final payment shall require a signed performance evaluation of the consultant.
Application:
Interested individuals must submit the following as proposals in order to demonstrate their qualifications: (NOTE: the system does not allow multiple uploads of document. Applicants must make sure to upload all documents in one PDF file).
All applications must contain the following information:
- Cover letter with a summary statement of competencies in relation to the TOR
- Earliest availability and proposed schedule for consultancy
- Curriculum Vitae
- Completed P11 Personal History Form with names and current contacts of 3 referees (available from.undp.org/documents/p11personalhistoryform.doc)
- Financial proposal for the full assignment outlining: Total professional fee (including professional fees. Other professional expenses (such as insurance, taxes, etc.), travel related costs (e.g. return ticket from place of origin to duty station, Lusaka, Zambia). Please use the form available at http://procurement-notices.undp.org/viewfile.cfm?doc_id=29916)
Incomplete applications will not be considered. Please make sure you have provided all requested materials.
Individual consultants will be evaluated based on the following methodology:
- Preliminary Evaluation - Step I: Screening
- Technical Evaluation Weight - 70% x (Step II: 20 Points + Step III: 30 Points + Step IV: 50 Points = 100 Points)
- Financial Evaluation Weight - 30% = Step V
Step I: Screening
Applications will be screened and only applicants meeting the following minimum criteria (listed under education and experience) and that will have provided samples of writing will progress to the pool for shortlisting.
Step II: Shortlisting by Desk Review
UNCDF will conduct a desk review to produce a shortlist of candidates and technically evaluate the candidates. Only candidates that obtained 80% of the points at this stage shall be invited for the next step.
Step III: Test
A test shall be conducted to the candidates who achieved 80% of the points at shortlisting. The test will be on pass/fail basis, pass is 70% or above.
Step IV: Interview
A competency-based Interview shall be conducted for the candidates who passed the written test:
Only candidates obtaining a minimum of 70% on the total of Steps II + III + IV will be considered as technically qualified and will be reviewed further for financial evaluation.
Step V: Financial Evaluation
The following formula will be used to evaluate financial proposal:
Lowest priced proposal/price of the proposal being evaluated x 30%.
Award Criteria
The contact shall be awarded to the applicant whose offer have been evaluated and determined as:
Responsive/compliant/acceptable; and Having received the highest combined weight (technical proposal & Interview) 70% + financial 30%= 100%.
Both individual consultants and individual employed by a company or institution are welcome to apply.
Any individual employed by a company or institution who would like to submit an offer in response to a Procurement Notice for IC must do so in their individual capacity (providing a CV so that their qualifications may be judged accordingly). Women candidates or women-owned businesses are strongly encouraged to apply.
UNDP is committed to achieving workforce diversity in terms of gender, nationality and culture. Individuals from minority groups, indigenous groups and persons with disabilities are equally encouraged to apply. All applications will be treated with the strictest confidence.
If you are experiencing difficulties with online job applications, please contact
UNDP is committed to achieving workforce diversity in terms of gender, nationality and culture. Individuals from minority groups, indigenous groups and persons with disabilities are equally encouraged to apply. All applications will be treated with the strictest confidence.
UNDP does not tolerate sexual exploitation and abuse, any kind of harassment, including sexual harassment, and discrimination. All selected candidates will, therefore, undergo rigorous reference and background checks.
Requirements
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